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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Under the terms of a title insurance policy, when a disputed claim is decided by a neutral third party, the process is called

A) litigation.
B) arbitration.
C) indemnification.
D) subrogation.

2. Which of the following is excluded from coverage in the standard owner's policy?

A) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
B) lack of a right of access to and from the land
C) any law, ordinance, or governmental regulation without filed notice
D) recorded documentation on the title to real property without acknowledgment

3. Which one of the following estates may NOT be insured under a title insurance policy?

A) Life estate.
B) License.
C) Leasehold.
D) Easement.

4. When a mortgagee's title insurance policy is issued and no owner's policy will be issued, a written waiver must be signed by the:

A) Seller
B) Title agent
C) Mortgagor
D) Mortgagee

5. Which of the following is NOT the responsibility of the Notary Public when taking an acknowledgment on a Deed, Mortgage or Deed of Trust?

A) list the expiration date of his or her commission
B) affix his or her official stamp
C) sign his or her name on the witness line
D) obtain proper identification from all signers

Solutions: