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Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. In a deferred annuity, which event initiates benefit payments to the annuitant?

A) The contract is surrendered
B) A cash refund is paid
C) The contract is annuitized
D) The beneficiary dies

2. Which statement is true of trade association groups eligible for group medical benefits?

A) The association membership primarily consists of large employers
B) Members of the association are usually in the same industry
C) Employer contributions are usually waived
D) Such associations are formed for the purpose of purchasing insurance

3. What does the annuitant usually receive during the liquidation phase of an annuity?

A) Benefit payments at regular intervals
B) Nothing
C) A lump sum
D) Cash withdrawals upon request

4. An order from the Commissioner MUST include all of the following EXCEPT:

A) Its effective date
B) Its purpose
C) The signature of the Governor
D) The grounds on which it is based

5. An individual life insurance policy may include coverage for all of the following EXCEPT:

A) Workers ' compensation
B) Burial
C) Disability
D) Long-term care

Solutions: