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Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. In Pennsylvania, when issuing a Medicare Supplement Policy, which form must be delivered to the applicant?

A) Company Brochure
B) Policy Summary
C) Statement of Good Health
D) Outline of Coverage

2. For a contract to be valid, it MUST be for a legal purpose and involve an exchange of

A) an implied warranty.
B) consideration.
C) written documentation.
D) an offer.

3. For Social Security purposes, a person with 40 quarters of coverage is considered

A) partially insured.
B) currently insured.
C) conditionally insured.
D) fully insured.

4. For licensing purposes, the producer's principal place of business or residence in any slate determines the producer's

A) insurance transaction site.
B) home state.
C) territory.
D) license renewal date.

5. What annuity payout option has no additional payouts regardless of when the annuitant dies?

A) Life only.
B) Cash refund.
C) Installment refund.
D) Life certain.

Solutions: