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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. What Medicare coverage automatically begins at age 65?

A) Part C
B) Part D
C) Part B
D) Part A

2. What would we call a representation which fails to correspond with its stipulations or assertions?

A) Fatal
B) False
C) Fraud
D) Frivolous

3. According to California Insurance Code, which of the following MUST be specified in an insurance contract?

A) Insurer financial rating.
B) Risks insured against.
C) Additional coverages.
D) Policy exclusions.

4. For Social Security purposes, a person with 40 quarters of coverage is considered

A) partially insured.
B) currently insured.
C) conditionally insured.
D) fully insured.

5. Which health insurance contract provision addresses the problem of over insurance?

A) Assignment of benefits.
B) Coordination of benefits.
C) Incontestability.
D) Reinstatement.

Solutions: