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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

Question 1

According to the Affordable Care Act, a child can remain on a parent ' s health benefit plan until the child

A. reaches age 19.
B. graduates from college.
C. marries.
D. reaches age 26.

Question 2

In addition to the application, MIB, or consumer reports, underwriters can acquire information from all of the following EXCEPT

A. attending physician statements.
B. medical questionnaires.
C. genetic testing.
D. physical examinations.

Question 3

If an annuitant dies during the accumulation period, his or her beneficiary will receive

A. no monetary funds.
B. the greater of the accumulated cash value or the total premiums paid.
C. both the accumulated cash value and the total premiums paid.
D. the lesser of the accumulated cash value or the total premiums paid.

Question 4

In broad terms, the types of support and services generally associated with Long-Term Care policies are provided at which three levels of care?

A. Professional, social, and economic care.
B. Home-based, assisted living, and medical care.
C. Skilled nursing, Intermediate, and custodial care.
D. Functional, rehabilitational, and medical care.

Question 5

The cause of a loss is called

A. a hazard.
B. a risk.
C. a peril.
D. an exposure.

Solutions: